Monthly budget
Monthly budget: use monthly take-home income, housing and utilities, food and household. Review the formula, worked example and calculation steps.
Inputs
Use the units shown—
Enter your values and select Calculate.
Formula & explanation
Unallocated = income − housing − food − transport − debt − other
Variables & units
- Monthly take-home income
- currency · minimum 0, maximum 1000000000000
- Housing and utilities
- currency · minimum 0, maximum 1000000000000
- Food and household
- currency · minimum 0, maximum 1000000000000
- Transport
- currency · minimum 0, maximum 1000000000000
- Debt payments
- currency · minimum 0, maximum 1000000000000
- Other spending and savings
- currency · minimum 0, maximum 1000000000000
Worked example
4,000 income minus 3,000 total allocations leaves 1,000.
Assumptions
All inputs must cover the same monthly period. A negative result means allocations exceed income.
Formula version 1.0.0. JavaScript floating-point arithmetic applies. Results display up to 6 decimal places; stored values retain available precision. Use the units shown.
Practice with an example
Use the default input values to find the answer. The reset icon restores those values.
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